Bluevine is on track to build AI-driven tools to better serve small and medium sized business owners. 

The SMB digital banking service provider plans to bring a generative AI-powered cash flow forecasting tool to market before the end of the year, Chief Executive Eyal Lifshitz told FinAi News. 

The tool can help SMBs predict potential cash flow a few weeks ahead so that they can better plan operations, Ex-Chief Product Officer at Bluevine Herman Man, previously told FinAi News. 

Man first shared the plans for the company’s forecasting tool at the start of the year. He pointed out that one of the biggest development hurdles was making a product that doesn’t hallucinate.  

“We want to give customers a tool that is reliable and accurate. We don’t want to rush a product until it’s ready,” Herman said. 

That time is now, Lifshitz said. 

”There’s no major hurdle in developing [the tool]. Our biggest focus is just on security and compliance for the trust of our customers,” he said. “We’re just making sure that we are taking all the necessary precautions in safeguarding our customers as we develop it.” 

AI launches at Bluevine 

The Jersey City, N.J.-based company is deepening its use of AI across underwriting, fraud detection, marketing and software development, Lifshitz said.  

The cash flow tool is Bluevine’s latest development. Since 2023, the company has launched: 

• Bluevine Virtual Assistant in 2025; 

• AI-Driven Continuous Underwriting in 2024; and 

• Cash-Flow Volatility Algorithms in 2024. 

Since its inception in 2013, the company has recorded more than $2 billion in deposits and more than $17 billion in small business financing, according to Bluevine’s June 25 release. 

Register here for the FinAi Lending Summit, set for Oct. 7-8 in Las Vegas.