Better.com has announced a partnership with Biz2Credit to offer small business owners enhanced access to home equity financing.

The collaboration aims to bridge a growing gap in financial services for self-employed individuals by leveraging Biz2Credit’s digital lending technology and Better.com’s real estate and lending expertise, according to Better.com’s release today.

SMBs continue to fuel economic growth in the United
States, entrepreneurs often face challenges accessing traditional credit due to inconsistent income or lack of formal employment verification.

By offering home equity lines of credit (HELOCs) and other property-backed financing options, Better.com is positioning itself to support this underserved segment with more flexible, accessible lending solutions.

The partnership combines Biz2Credit’s robust underwriting platform, which evaluates business performance and cash flow in real time, and Better.com’s streamlined, digital-first approach to mortgage lending.

The result is a faster, more transparent borrowing process for small business owners who want to leverage the equity in their homes to fund business growth, manage cash flow or consolidate debt, according to the release.

This move marks Better.com’s continued evolution from a digital mortgage originator into a broader financial services platform. It also underscores a growing trend in fintech where lenders are adapting offerings to meet the needs of gig economy workers, entrepreneurs and other non-traditional borrowers.

With the HELOC market expanding and the demand for customized lending solutions rising, Better.com and Biz2Credit aim to close the credit accessibility gap for America’s 33 million small businesses.

The companies plan to roll out tools and integrations later this year, further simplifying the application and approval process for borrowers seeking to unlock their home equity.