5. People Capital was a person-to-person lending network for students that ignored credit history in favor of the student’s “potential.” Users received “Human Capital Scores” that determined whether or not funds would be loaned. That didn’t work, so now we’re back to using credit scores.

6. Transparent Financial Services was a comparison shopping website that helped businesses find credit card processors. Its comparison process left the customer to reach out and contact the processor himself. That’s not quite getting to the finish line, which is apparently why this company finds itself in the Deadpool.

7. Wesabe was a PFM solution that lost to Mint because it decided not work with Yodlee and couldn’t find a replacement, and Mint was easier to use. Founder Marc Hedlund explains it all here.

8. Xchange billed itself as a one-stop shop for private capital transactions. It was founded by entrepreneur Tim Draper, who now has his own university for entrepreneurs, @Draper_U

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