More than 100 companies demoed at Y Combinator’s Winter Demo Day, which runs for two days and concluded yesterday. Fintech, however, was not particularly well-represented.

Just nine fintech startups in all presented.

Y Combinator is arguably the leading incubator in Silicon Valley, which is why fintech’s under-representation this week at Demo Day matters.

The fintech companies that did present at Winter Demo Day are:

• Bankjoy, a white label mobile banking platform for credit unions.
• Dealyze, a “Starbucks-like” loyalty program for any business. On its website, Dealyze is also described as the “Square of loyalty programs,” presumably meaning that it can help all small businesses.
• Direct Match, a marketplace for trading government bonds.
• Final, a tokenized credit card that generates a new number for each merchant (or, if the user prefers, each transaction) and offers a variety of app-based card controls.
• Kickpay, a marketplace where businesses can sell their invoices.
• Moltin, a shopping cart-building tool that supports Stripe and PayPal payments.
• Razorpay, Stripe-esque online payments for India.
• Seed, a business banking platform accessible via API. “Now you can manage your banking on mobile, on the web, or entirely with code,” the company’s website says. Seed is currently invitation-only.
• Spark Gift, which allows users to give stock as gifts.

Y Combinator will hold a Summer Demo Day in August. The company’s CEO is Sam Altman, who sits on the board of Green Dot Corp. and helped produce GoBank using technology from his startup, Loopt. Green Dot acquired Loopt in March 2012.