Atom Bank has selected fintech Provenir‘s AI Decisioning Platform to streamline credit risk decisioning and data orchestration across its consumer and business banking products.

The U.K.-based Atom Bank, soon to move from Durham to Newcastle, launched operations in 2016 as the U.K.’s first app-based bank. It aims to improve its decision-making processes and support continued growth in its mortgage, savings, and business lending offerings, the $9.8 billion said in an April 28 release.

Provenir’s AI-powered platform will help Atom Bank manage risk, fraud and identity verification more efficiently. Key benefits include:

• Improved management of credit risk, fraud and identity across various products;
• Platform scalability as Atom’s customer base and operations grows;
• Improved protection of customer financial information; and
• Consolidation of multiple decisioning platforms into one system.

“As our customer base and operations continue to grow, our adoption of Provenir’s AI Decisioning Platform will reduce the complexities of managing multiple-risk decisioning platforms while supporting our commitment to exceptional customer experience,” Atom Chief Commercial Officer Chris Storey said in a statement.