Fintech funding is back, according to data analytics company CB Insights’ State of Fintech 2025 report. 

Global fintech funding reached $52.7 billion in 2025, the highest it’s been since 2022, the report states. 

And AI funding is leading the charge. Of all startup funding globally in the third quarter of 2025, nearly half — or about $45 billion — went to AI startups, according to Crunchbase. 

Attendees at FinAi Banking Summit 2026 saw how five startups are using AI to streamline underwriting, manage portfolios, organize unstructured data, identify revenue opportunities, monitor risk and compliance, perform quantum computing and address explainability. 

These startups presented live demos of their AI-driven products at the Denver event: 

F2

An AI platform for private markets investors. Founded in 2025 and based in New York, F2 is backed by NFX, Left Lane Capital and Y Combinator. 

Icosa Computing

Provides AI models for finance and quantum physics. Founded in 2022 and also based in New York, Icosa Computing is in its pre-seed funding round, according to Crunchbase. 

The company has raised $550,000 in grants and seed funding from venture capital firm Duality. 

Kobalt Labs

An AI-driven copilot for risk and compliance teams at financial institutions. Founded in 2023 and based in New York. Kobalt Labs raised $11 million in a series A round in December 2025, according to Crunchbase. 

The company has raised $11 million from Y Combinator, a16z and Pioneer Fund. 

Paradigm Shift Systems

A platform that uses AI to identify untapped revenue opportunities and risk forecasting at institutions. Paradigm was co-founded in 2025 by Sarah Broderick, Eddy Moretti and Guy Rackham.

Thesis Machine Learning

A machine learning platform for investment managers. Founded in 2025 by Benjamin Feder and based in Austin, Texas.

Read more coverage from FinAi Banking Summit here.