http://www.searchingfinance.com/products/current-titles/the-smartphone-wallet-–-understanding-the-disruption-a.html

”You’re not a Computer Science Engineer or a payments expert but just like everyone else you have a mobile phone. You’re not a first adopter but you’re intrigued with your phone’s capabilities and you would not mind to use it for more than a phone call or text. You’re bombarded with information about mobile financial services that either expect you to know it all or treat you like a child. In other words, if you are like most of us then The SmartPhone Wallet is a book for you. The book will take you through the basics of payments, mobile networks, the intersection where they meet, and what this convergence can mean to you.” Mirek Kula, Co-Founder and CEO, REC-ORDER, LLC