Just a few years ago, an innovation team starting up at a bank was news. These days, not having an innovation team demands an explanation. But it’s an open question how well integrated those teams are with the bank’s businesses, or if they will have an impact on operations.

The fintech sector is white-hot, with some $14 billion invested over the past year, yet the buzz at Finovate this fall was, well, not all that buzzy. Many attendees wondered where the new stuff was, rather than further iterations of older products and services. So has innovation among the fintechs petered out, or simply matured?

What is clear is that startups are now looking to partner with banks — are banks prepared to be their partners?

To assess the true state of financial innovation, we offer this survey on the State of Banking Innovation.

We will be making donations to AirLink, a great charity for global disaster relief, for every response we get. Results from the survey will be shared here on Bank Innovation.

To participate click here.