SAN FRANCISCO – No matter how much new regulation crops up, financial institutions will continue to find ways to charge consumers fees.

That was one of the sentiments expressed at today’s Future of Money & Technology Summit.

“Fees never went away, and they will get worse,” said PayPal’s CTO Scott Guilfoyle.

Schwark Satyavolu of BillShrink, meanwhile, predicts that consumers will foot the bill for revenue banks lose to the enactment of the Durbin amendment, which caps the interchange fees that financial institutions charge merchants. That, however, is “the biggest opportunity” for everybody attending the conference, Satyavolu declared.

Besides fees staying en vogue, panelists also maintained financial institutions are saying goodbye to freebies they once bestowed to their customers.

“The statement that it’s expensive to be poor will be even more obvious in the next few years,” said Ryan Gilbert, CEO of Billfloat.