This week’s theme is communities, connections, and crowdfunding.

The top fintech rounds last week contained a mild surprise: unlike in previous weeks, the Top 5 was dominated by American companies. Three out of the five venture capital rounds featured here are headquartered in the US, with two based in California, and one in Massachusetts.

The innovations being supported with this capital were consistently based on software and online services last week.

1. Fenergo, $75 million — Based in Dublin, Ireland, Fenergo is a software company whose clients include both banks and regulators. It helps banks manage client data and regulatory compliance with its software packages. On July 15, Fenergo raised the $75 million from Insight Venture Partners, taking the top spot this week.
2. Ethoca, $45 million — Ethoca is a secure network for card issuers and merchants to connect and work cooperatively outside the payment network in order to cut down on payment fraud. Ethoca, based out of Ontario, Canada, has the cooperation of a worldwide network of banks and the vast majority of online merchants, making their work even more impressive. This week, Ethoca entered into a partnership with Spectrum Equity. As part of the partnership, Ethoca received the $45 million investment.
3. RealtyMogul, $35 million -RealtyMogul is an online capital marketplace for real estate, connecting borrowers and sponsors to capital from accredited and institutional investors.  Through an online platform, RealtyMogul gives borrowers access to debt capital, sponsors access to equity capital, and investors tools to browse investments, do due diligence and invest online. On the July 14, RealtyMogul received the $35 million Series B investment from Sorenson Capital and Canaan Partners. It is based in Los Angeles.
4. Upstart, $35 million — Upstart is a crowdfunding loan startup based in Palo Alto, Calif. Instead of just looking at your credit score to determine legitimacy for a loan like many other companies do, Upstart also looks at things like where you went to school in order to make that choice. (Shades of Earnest.) Upstart also gets the loan to the consumer faster then any other company, it claims. Consumers appreciate speed, and this was also recognized by Third Point Ventures, Khosla Ventures, First Round Capital, and Collaborative Fund. Together they gave Upstart $35 million in capital this week.
5. AcadiaSoft, $30 million — AcadiaSoft is a margin confirmation community where counterparties engaged in collateral management electronically confirm margin calls, substitutions, and interest statements. Based in Pembroke, Mass., AcadiaSoft raised the $30 million from investors such as Citigroup and ICAP to round out the list.