Underbanked Wish List
Goal and resolutions? Too personal. Predictions for this coming year? Too much pressure. Post mortem on last year? Too boring. So, instead, ...
Tag: ideas
Let’s Halve the $78b Spent by the Underbanked on Fees and Split the Difference
People generally assume serving the underbanked is a noble thing to do. And it is, if you do it right. ...
I’ve seen the future, and it’s Prepaid
About a year ago, a friend set up a call for me with Suze Orman, while she was still planning ...
I’m Stuffed: the importance of full file in alternative credit
The House Financial Services subcommittee contemplated a new Act today. It goes by H.R.6363, but its friends know it as Credit Access ...
More than one in four Americans are Unbanked or Underbanked
The FDIC updated its 2009 figures (based on 2008 Census data) of who uses what kind of basic financial services ...
Can the Private Sector Bailout Student Borrowers?
Today's WSJ headlines with a story on how even the mass affluent are struggling with student debt. Our summer associate, ...
Society’s protections for life does not extend to livelihood
Dating back to the 12th century, western medical professionals have signed the Hippocratic Oath. Most US medical schools require their ...
Barclay’s cheese may or may not contain dairy product
I try to avoid eating food that "may or may not" contain some ingredient, especially if it's not even clear ...
The most prized ideas
A couple weeks ago, at the Underbanked Financial Services Forum, we asked people for big, wild ideas for serving the ...
Compass Principles: Moving in the Right Direction
My partner in crime, Jennifer Tescher, who runs the Center for Financial Services Innovation, is leading a bold movement to ...
