38% of lenders struggling to see return from AI investment
Despite proven use cases, many lenders are fumbling opportunities to unlock the potential of AI. Of more than 200 surveyed ...
Tag: Experian
Fintech integration fuels buy now, pay later trend
Buy now, pay later is now mainstream in the United States as banks adopt it, fintechs scale it and credit ...
AI, open banking to boost consumer credit access
AI coupled with an open banking framework provides better access to credit for consumers. The technology presents an opportunity for ...
2020 election: Can a public credit reporting agency become reality?
The 2020 presidential race is in full swing, and speculation about whether President Trump will energize enough of his base ...
How credit startup Deserve aims to reach the ‘unscoreables’
When Kalpesh Kapadia moved to the U.S. from India as a student more than 20 years ago, access to credit ...
Experian CIO Libenson: API business a major driver for growth
In Barry Libenson’s four years as Global Chief Information Officer at Experian, the credit bureau has undertaken a modernization effort ...
Urjanet Uses Utility Data to Expand Access to Credit
Urjanet is using utility data to help underwrite loans and widen access to financial services -- and it has more utility ...
Non-Prime Customers Are More Likely To Use Online-Only Banks, Study Finds
Digital banking is bringing more consumers than ever into the fold of the financial ecosystem, especially as branches, and other ...
Experian DataLabs Is Experimenting with a ‘Voice to Credit’ Feature
EXCLUSIVE— Experian DataLabs, the innovation center for credit bureau Experian, is experimenting with a voice banking feature, Eric Haller, executive ...
Why Does Alternative Credit Scoring Help Consumers?
EXCLUSIVE— As fintech progresses, consumers are flocking to digital services and products, which all rely on the same thing: data. ...
