Pirates with Ties interviewing Tolga Tavlas of UniCredit
In the Pirates with Ties interview series, we are interviewing people who are leading digital transformation and innovation in major Financial Institutions. ...
Tag: consumer banking
Alternative ways to score consumer credit worthiness in the global Underbanked market
Fair Isaac Corporation, which invented the FICO score, was founded way back in 1956. The FICO score was one ...
Microfinance 3.0 to tap the massive Underbanked opportunity
Microfinance 1.0: The Gameen Foundation proves that default rates can be low when lending to the very poor. Microfinance is born. ...
How to Build a Full-Stack Bank in 5 Steps (Without a License or Core System)
Image courtesy of Starling Bank This is like furniture that you assemble at home that comes with instructions that ...
Branch Closures Will Soon Pass the Wile E Coyote Moment
To avoid the Blockbuster/Borders/HMV fate, there are only 3 possible strategies: Close them quickly – get the pain over quickly, ...
Why Alibaba reckons that the future of banking rests with banks that cannot lend
A few days ago we covered the 11 new “payment banks” licensed by the Reserve Bank of India (RBI). In ...
11 New Banking Licenses in India Show the Future of Banking
By Bernard Lunn In 1994 I was running the Misys Asia banking division from Singapore when I got a call to ...
Uber Competes Head-on in Payments in India
I see the so called sharing economy services such as Uber and AirBnB as payment systems with a domain specific wrapper. ...
Digital Financial Inclusion: First the Rest, Then the West
Financial Inclusion 1.0 used to mean banks being told by governments to open branches in remote areas that had a ...
That Sweet Fat Margin Mortgage Lending Opportunity Is Ripe for the Picking
The two biggest investment decisions that consumers face are education (which we looked at last week) and home. Mortgage lending ...
