Chip and PIN vs. Chip and Signature
The planet’s most powerful nation is sure backwards when it comes to the payment card industry: Why has America been...
Risk & Security
To Transform Branches, Start with Outdated Processes
The business model of retail banking is broken, because that business model depends on branches.
Amex Gives TouchID a Vote of Confidence for Biz Cards
In updating its core cards app for iOS late Tuesday, American Express has given a thumbs up to TouchID security...
Two Highly Divergent Views on Bitcoin Surface
It is as if the fintech world views bitcoins in either black or white -- nothing close to grey. On...
New Student Lender Seeks ‘Middle-of-the-Road’ Borrower
A new lender looking to rationalize borrowing for university expenses opened its doors yesterday. Called College Ave, the service is...
Smartphones Are Getting Better — and That’s a Problem for Mobile Imaging
So your new iPhone is quite a bit more powerful than your last one -- sharper graphics, better photos, faster processing --...
Litle Is the Fastest Payment Processor in the World — Again
Once again, Litle & Co. is the fastest payment processor in the world.
Does the Device Make the Payment or the Payment Make the Device?
What comes after mobile in payments? Mobile may be all the rage now, but wearables are coming fast, and then...
Compliance Burdens on FIs Increased 26% in 3Q
The third quarter saw a 26% rise in the compliance burden for FIs. This data arrives via the Banking Compliance...
Snapcash is a Window into What Users Don’t Want Snapchat to Know
Reactions to the announcement of Snapchat's new payments service ran the gamut from "the future of payments" to, well, a...
