How To Fix a Bank in 100 Days
Banks have existed in a world of comfort. The high barriers to market entry like regulation and capital controls mean...
Archive
Navigating the Myriad of Mobile Financial Services
If you are a financial services organization and you build a mobile app then you’re done, right? You can check...
The business model to replace fractional reserve banking will use Freemium
When you read the words “fractional reserve banking” you are often in for “the system is evil and Bitcoin is...
Change the Bank by Importing StartUp Culture
Creating a great start-up is incredibly hard, but it is easy compared to fundamentally transforming a big business.
Credit Karma Free Credit Data – Like Going To Car Dealers Knowing What They Know
Credit Karma caught my eye because they are on the WSJ Billion Dollar StartUp List. This led me to ask...
Banks Can’t Have Innovation Because? False Certainty Kills It
I define the need for false certainty as trying to think through every possible issue before committing a change. It...
Banks Can’t Have Innovation Because? False Certainty Kills It
I define the need for false certainty as trying to think through every possible issue before committing a change. It...
Swiss Banks could create a different model for Fintech innovation capital
On Monday, the Fintech City Tour took a return trip to Zurich, where I moderated a Meetup Panel with three...
The Creative Economy, Micropayments and Bitcoin
About 40% of the labor force in America will be self employed by 2020. Globally, including the developing world, well over...
Zidisha takes a radical approach to the global underbanked market
Banks are worried that Fintech startups will “eat their lunch”, cherry picking their most valuable customers one service at a...
