Don’t Count Incumbents Out of the Innovation Race Just Yet
Innovation is a young company’s game, right? Well, not according to the incumbents. Established financial players are aware of the need for...
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Wells Fargo To Issue ‘Multi-Product’ Loans This Year
Wells Fargo will begin underwriting customers for their “entire credit limit” later this year, Avid Modjtabai, head of payments, virtual...
More Than a Quarter of Upstart’s Loans Are Now Fully Automated
Artificial intelligence and machine learning have found their way into lending. But can we trust robots with loan origination quite...
The Opportunity for Premium APIs in Open Banking
I sat down with the Anthemis marketing team to break down the complexities around Premium APIs and unpack how banks...
Lending Can Be as Easy as P2P, Says Former Venmo Exec
The likes of OnDeck and Lending Club have made the borrowing experience significantly simpler for borrowers, removing paperwork and reducing the...
Best Way to Drive In-Store Traffic? Facebook, Study Says
Facebook is the key to online traffic—but most small businesses run to the social media king to drive in-store traffic,...
China Rapid Finance Hopes Its U.S. IPO Will Grow Chinese Customers
As only the second Chinese online lender to go public in the U.S. (first was Yirendai in 2015), China Rapid...
Who’s Who in Alternative Banking Solutions, Page 3
4. N26 If you’re a FinAi News-regular, than you know that N26 has been on our watchlist for some time....
Who’s Who in Alternative Banking Solutions, Page 2
2. Monzo Standing out as a British neobank isn’t exactly easy (there’s a lot of them--a lot), but Monzo is...
JPMorgan Chase Latest to Leave R3, Consortium Confirms
JPMorgan Chase just became the latest bank to leave the R3 Consortium behind, due to "technological differences," which went against...
