Deloitte: Banks need overarching vision for AI adoption
Efficiency ratios to increase with more AI spending by US banks
Banks in the United States are continuing their investment in AI, which will have both short- and long-term effects on their efficiency ratios. Publicly held banks are expected to experience a slight increase in their average efficiency ratio — from 56.3% in 2025 to 56.9% in 2026 and 57.1% in 2027, according to Deloitte’s 2026 […]
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