This is a “bonus chapterette” from my book Mindshare to Marketshare. Think of these Four Gates like a funnel, with...

The general Fintech category of Personal Financial Management (PFM) has two main sub categories: Tools to help you save and...

Primary innovation is doing something that has never been done before. Most primary innovation is ridiculous and fails without anybody...

This will be a short post, because my definition of Unicorn is over $1 billion in realized value (in either...

British people sometimes complain about how much London dominates the UK economy. However, when it comes to Fintech that is...

In the wake of the financial crisis in 2008, the US Government mandated machine-readable financial reports via XBRL. That was...

This is a Chapter from my book, Mindshare to Marketshare. The Internet fundamentally erodes the competitive advantage that large companies...

Both Square and Stripe are in the WSJ Billion Dollar Club (but that may not mean as much when you...

The Lending Club “overnight sensation” (which puts Fintech on the front page)  took 7 years. They were founded in 2007 This...

It’s a good time to be raising money in Fintech. All the major VC Funds are making Fintech bets, there...