Fintech funding heats up amid AI revolution

Fintech funding is rebounding as FIs look to capitalize on AI advancements and push the bounds of innovation. Global fintech funding reached $52.7 billion in 2025, up 32.1% from 2024 and the highest it’s been since the 2021 record of $151.8 billion, according to technology market intelligence firm CB Insights . Funding for digital lending platforms rose 53.2% year over year to $9.5 billion in 2025. Demand for agentic payments was also cited as a key growth driver. [caption id="attachment_220152" align="alignright" width="300"] (Courtesy/CanStock)[/caption] Several fintechs have secured funding so far in 2026 as FIs seek measurable improvements from AI providers. Bretton AI bags $75M Bretton AI secured $75 million in a series B funding round led by Sapphire Ventures , according to a Feb. 10 release. Bretton AI’s platform automates compliance workflows such as KYC and anti-money laundering. The funding round highlights how financial crime “has become the breakout use case for AI in financial services,” Bretton Chief Executive Will Lawrence told FinAi News . “This round signals that AI in compliance isn’t experimental anymore. It’s becoming core infrastructure,” he said. Bretton plans to scale its platform to support “larger, more complex institutions,” Lawrence said, adding that the company’s AI agents are “audit-ready, explainable and built for regulator-aligned deployment from day one.” With Bretton’s agents eliminating most manual processes, some customers have “cut onboarding times by 50%, reduced [business process outsourcing] spend by over $5 million, and compressed loan timelines by up to 90%,” he said. EnFi secures $15M EnFi , which uses AI agents to provide end-to-end automation for commercial lending processes, raised $15 million in series A funding, bringing the total funding round to $22.5 million, according to a Feb. 4 EnFi release. The round was led by FINTOP . EnFi’s AI-native platform aims to transform decades of static files into “structured, query-able institutional memory,” Chief Technology Officer Scott Weller told FinAi News. “Our agents classify, extract and connect information across an entire portfolio, mapping borrower relationships, covenant structures, financial trends and historical decisions,” he said. EnFi’s agents are embedded into lending workflows, handling document classification and financial spreading, monitoring evaluations and generating reports, with guardrails aligned to an institution's policies and controls, Weller said. FIs using the platform can expect considerable efficiency gains in 60 to 90 days, Weller said, with typical results like: 70% to 80% reduction in document processing time; Up to 10 times faster first drafts of credit reports; and Analysts reviewing exceptions instead of processing 100% of documents. WealthAi raises $800k in seed funding Wealth-tech provider WealthAi raised $800,000 in seed funding from Fuel Ventures and Founders Factory , according to the company’s Jan. 29 release. The company provides a unified platform for wealth managers where they can contact clients, manage funds, manage risk and monitor compliance, according to the release. “WealthAi is built for a new era of wealth management — one where AI is not bolted on, but embedded at the core of how firms operate,” founder and CEO Jason Nabi stated in the release. “The wealth industry is about 12 months behind the legal profession in terms of AI adoption.” The company developed its platform in-house, Nabi told FinAi News , adding that the company will focus on client acquisition in 2026. Broadridge Partners takes stake in Deepsee AI-driven wealth management provider Deepsee raised an undisclosed amount from investment banking company Broadridge Partners , according to a Jan. 8 DeepSee release. With the deal, Broadridge takes a minority stake in the Draper, Utah-based DeepSee and will use the company’s agentic AI tools for post-trade operations in capital markets, the release stated. The company raised $22 million in a 2021 series A funding round and has been cash-flow flow positive since then, CEO Steve Shillingford told FinAi News . “We rely on word of mouth to grow our business and sometimes our clients end up investing in us,” he said. The funding from Broadridge is similar, Shillingford said. “They're enormous, and they have a worldwide impact” in usage and showcasing Deepsee’s capabilities, Shillingford said. Deepsee plans to expand into lending services for banks, Shillingford said. Register here for the inaugural FinAi Banking Summit, taking place March 2-3 in Denver. View the full event agenda here .

Fintech funding heats up amid AI revolution

Bretton AI, EnFi, WealthAi, Deepsee raised funds this year

AI to become core infrastructure in US banking in 2026

Transitioning away from COBOL with AI

Related Posts

AI helps improve U.S. Bank’s efficiency ratio to 55.9%

BNY not spending ‘calories’ calculating ROI of AI

PNC quietly building AI agents that don’t rely on tech vendors

Transitioning away from COBOL with AI

EMERGING FINTECH DIRECTORY

FinAi Podcast

SPONSORED

The Next Generation of Cyberthreats: Powered by AI

Build an Antifragile Strategy to Outperform the Market

How AI and Product Experts Turn Fuzzy Requirements Into Focused Dev-ready Roadmaps

Connect

Welcome Back!

Retrieve your password

Continue Reading with FinAi News Premium - Less than $2/Day

Fintech funding heats up amid AI revolution

Bretton AI, EnFi, WealthAi, Deepsee raised funds this year

AI to become core infrastructure in US banking in 2026

Transitioning away from COBOL with AI

Related Posts

FinAi Podcast

Connect

Welcome Back!

Retrieve your password

Unlock This Article

Continue Reading with FinAi News Premium - Less than $2/Day