Advancing technologies across various industries are opening new opportunities for banking leaders to push the bounds of innovation.  

U.S. Bank, for one, found inspiration at the Consumer Electronics Show (CES) in Las Vegas last week. FinAi News recently sat down with innovation leaders at the $695 billion bank to hear about the technologies that stood out to them at CES and their potential impact on financial services.   

One such technology came from the health care industry, Todder Moning, head of R&D at U.S. Bank, told FinAi News. Several exhibitors showcased mirrors or displays that scan people’s faces and subsequently provide dozens of biomarkers that measure brain health, cardiovascular health, stress vitals and other analyses that help indicate potential longevity, he said.  

These innovations prompted Moning and his colleagues to consider banks’ role in helping people plan for retirement. Determining when to retire and how long life in retirement might be “is a really important component to those sorts of financial plans,” he said. 

Thus, biomarker scanners could potentially help address common financial goal questions: “How much do I need to save? How do I need to invest? When might I retire? Can I really stop worrying about running out of money?” Moning said.  

Other technologies displayed at CES also shed new light on AI capabilities, U.S. Bank Chief Innovation Officer Don Relyea told FinAi News.  

For instance, Relyea tried on exoskeletons — or wearable robotic suits — that use AI to “learn your muscles” to reduce physical strain, boost strength and provide other physical advantages.  

Connection to financial services 

While most technologies at CES aren’t specific to financial services, they provide a holistic view of innovation, with opportunities to explore short-term and long-term solutions.  

U.S. Bank is looking to the products that will have an impact on their customers’ lives down the road for inspiration. 

“By looking at how it’s going to potentially impact folks’ lives in the near future or in the distant future, we’re then able to say, ‘Okay, so then what does that mean for the way that they attain and manage money?” Moning said. “What does that mean for the different kinds of financial services, leasing, insurance, borrowing, investing, etc.’” 

For example, one surprising source of inspiration came from a pair of 3D glasses that provide data visualizations, Relyea said. This sparked the idea of visual portfolios on the wealth management front, a more interactive experience “than just walking through the reports on a PowerPoint” with a financial planner. 

U.S. Bank’s previous technology deployments inspired by CES include mobile payments and voice-based financial services, Moning said. Many financial institutions are devoting their tech spend to these areas today, evidenced by the rise of AI voice agents and agentic payments.  

Meanwhile, U.S. Bank is honing in on its key innovation initiatives for 2026, Relyea said.

Register here by Jan. 16 for early bird pricing for the inaugural FinAi Banking Summit, taking place March 2-3 in Denver. View the full event agenda here.