Reducing check duplicate fraud is the main thrust of Mitek Systems’s latest roll out.

Last week, the mobile imaging provider debuted MitekONE Enterprise Deposit Platform, which lets FIs manage all of their customers’ check deposits through one platform, agnostic to whatever mobile channel the deposits come in from. The idea behind the platform is to reduce duplicate check fraud both within banks and across institutions.

MitekONE lets ABC Bank know whether it’s receiving duplicate checks through two different mediums, Josh Roach, senior vice president of engineering and product management, tells Bank Innovation. Though the check duplicates are usually just honest consumer mistakes, he says the service will also help catch fraudsters. And because Mitek buddied up with Early Warning Services, a bank-owned company formed to fight fraud within FI, banks can also know whether a check is already in the depositing process with another institution.

Further helping FIs manage deposits, FIs can also tailor what kind of check types they will accept from consumers through the Platform. In other words, the technology lets banks decide exactly what checks they will and will not accept.

“Banks can write their own business rules,” says Roach. Perhaps a bank doesn’t want to accept a traveler check over $500 for a high risk customer but will accept a federal check, he explains.

Roach says the install of MitekOne for FIs will be “very straight forward” for existing customers and expects a surge of its larger customers to deploy the product by year’s end.