Melbourne-based challenger bank Judo Capital will be focusing its efforts on small business banking in Australia, according to banking plans unveiled by the challenger yesterday.

Judo, which is run by former head of National Australia Bank’s business sector Joseph Healy, has also applied for a full banking license with the Australian Prudential Regulation Authority, Healy said earlier this week.

Judo, which is “emphatically not a fintech” according to Healy, is looking to focus on relationship-based lending, partnering with banks and other financial services companies in the region.  The company, which was officially launched earlier this week, has partnered with Microsoft and BankSight for its lending platform.

Read more at BankingTech, Markets Insider, and the Australia Financial Review.